1
The FCRA Deadlines That Protect You
Learn the main FCRA clocks a credit bureau runs on after your dispute arrives, how to count them from day zero, and what to do if one runs out.
850 University
Escalation and Your Legal Tools
FCRA deadlines, stall letters, CFPB complaints, collector letters and when to get legal help.
2
Online, Phone, or Mail: Choosing How to Dispute
Learn the trade-offs of disputing online, by phone, or by mail, how to match each problem to the right channel, and how to save a record of what you sent.
3
Stall Letters and How to Answer Them
Next steps — guides & tools
FAQ
Is Escalation and Your Legal Tools free on 850 University?
Yes — 7 of 9 lessons in this course are free with an 850ai account. Watch on YouTube anytime; create a free account to take quizzes and track progress.
How many lessons are in Escalation and Your Legal Tools?
This course includes 9 short video lessons, each followed by a quiz when you learn inside the 850ai app.
Can I dispute errors on my credit report after this course?
850 University teaches the concepts; 850ai can analyze your credit report and generate dispute letters when you are ready. Start free at my850.ai/landing.
Put this course into action
Learn the strategy here, then let 850ai analyze your credit report and generate dispute letters tailored to your accounts.