1
How to Pull All Three Reports for Free
Learn how to pull your free reports from all three bureaus on the official site, save dated copies, and read each report in the same order.
3 min6-question quizStudy guide
850 University
Take Control of Your Credit
Pull your reports, find what's hurting you, gather evidence and run your own disputes step by step.
13 video lessonsTake quizzes in 850ai
2
Revolving Accounts vs. Installment Loans
Learn how to read revolving accounts and installment loans on your report, why card balances drive utilization, and how cost can guide which debt to pay first.
3 min6-question quizStudy guide
3
How to Find What's Actually Hurting Your Credit
Learn how to triage your credit report: read key factors, sort items into five bins, separate errors from accurate items, and rank what to work on first.
Next steps — guides & tools
FAQ
Is Take Control of Your Credit free on 850 University?
Yes — 13 of 13 lessons in this course are free with an 850ai account. Watch on YouTube anytime; create a free account to take quizzes and track progress.
How many lessons are in Take Control of Your Credit?
This course includes 13 short video lessons, each followed by a quiz when you learn inside the 850ai app.
Can I dispute errors on my credit report after this course?
850 University teaches the concepts; 850ai can analyze your credit report and generate dispute letters when you are ready. Start free at my850.ai/landing.
Put this course into action
Learn the strategy here, then let 850ai analyze your credit report and generate dispute letters tailored to your accounts.